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Have questions about your short term loan application, repayment options, or account status? The My Personal Dollars customer support team is here to assist you every step of the way.
FAQ
Frequently Asked Questions
This FAQ page answers the most common questions about how short term loans work, who qualifies, and how quickly you can access funds, especially if you need an emergency cash loan with no credit check.
You submit a loan application, receive instant pre-approval, go through the underwriting process and get funds deposited directly into your checking account, often the same business day.
Paying in full means covering both principal and flat fee by your due date. No additional fees or interest accrual will apply.
New borrowers: $200–$500. After paying off your loan, you can progressively borrow up to $1,500.
We only report to non-traditional credit agencies, and we do not perform traditional credit checks, so your credit score remains unchanged.
You must be 18+ years old, a U.S. resident, have verifiable income, and an active checking account.